Johnsons Jewellers have been offering Interest Free Credit in store for several years for the purchase of a luxury timepiece or a piece of jewellery. This facility gives you the freedom of choice on the deposit and the terms over which to purchase your chosen timepiece or jewellery. Spread the cost of your purchases over 6, 10, 12, 18, 24 or 36 months. Interest Free Credit is now available online on all items over £280.
How do I apply for Interest Free Credit?
Add the qualifying item(s) you want to your basket and proceed to the checkout. Follow the simple instructions and select “Apply for Finance” as your payment method.
How much deposit do I need to leave?
The minimum deposit required on all items is 10%, though you can pay a larger deposit (up to 50%) by adjusting the slider at the start of your finance application. Please note, some items may have a higher required minimum deposit.
Which company manages finance applications?
All finance applications are handled by Pay4Later, who make the whole process as simple and user-friendly as possible.
When will I know if my application as been successful?
Pay4Later will, usually, be able to give an instant decision. In some cases, it may take a short time to come back with a decision.
When will I receive my goods?
Once the finance application has been approved by Pay4Later and the deposit payment has been taken. We will dispatch your goods the following working day.
When will the first payment be taken?
Please listen to or watch the videos on the Pay4Later application process – all the terms and conditions will be explained in detail.
Examples of Interest Free Credit on a £1,000 watch:
Please note: The Interest Free Credit facility is subject to clearance with our finance company.
We also offer the option to apply for Interest Free Credit on items we do not sell online, such as Breitling Watches. Please contact us by phone or email for more information.